A bit trickier if you're a limited company nurse
				
				
									Some nurses explore operating through limited company structures, particularly those working extensively through agencies. Whilst potentially offering tax advantages, this approach introduces complexities worth understanding before proceeding.								
				
					
Understanding limited company nursing
				
				
									Operating as a limited company means establishing a business entity through which you provide nursing services, essentially contracting your services rather than being employed. Some nurses choose this structure for potential tax planning opportunities, business expense deductions, and greater control over income distribution. However, this structure isn’t common in Australian healthcare settings and may not be accepted by all agencies or facilities.								
				
					
Additional considerations & complexities
				
				
									Limited company structures involve significant additional responsibilities. Tax obligations and reporting become more complex, requiring business activity statements, company tax returns, and potential GST registration. Accounting and bookkeeping requirements necessitate either learning business accounting or engaging professional services, adding ongoing costs. Compliance considerations around personal services income rules must be carefully navigated to ensure your structure delivers intended benefits. Insurance considerations expand to include professional indemnity, public liability, and potentially income protection through business structures.								
				
					
Weighing the pros & cons
				
				
									Limited company structures make sense for nurses with consistently high incomes, multiple income streams, or specific business structures benefiting from corporate arrangements. For most agency nurses, standard PAYG (pay-as-you-go) employment through agencies remains simpler, reducing complexity whilst still offering flexibility and competitive rates. Getting professional advice from accountants experienced in healthcare contracting is essential before establishing company structures, ensuring you understand obligations and whether potential benefits justify additional complexity and costs.								
				
					
Key factors to consider before making the switch
				
				
									Transitioning to agency nursing represents a significant career decision requiring careful consideration of financial, professional, and lifestyle factors. Understanding these elements helps you make informed choices aligned with your circumstances and goals.								
				
					
Financial considerations
				
				
									Pay rates through agencies typically exceed permanent positions, often by 20-40%, though this varies by location, specialty, and demand. However, you’ll need to consider superannuation and benefits, as agency positions may offer minimum superannuation contributions compared to employer-enhanced schemes in permanent roles, and you’ll lack paid leave entitlements. Income stability and budgeting require different approaches—agency work can provide substantial income, but you’ll need financial discipline to manage irregular pay cycles, set aside funds for holidays and sick leave, and maintain emergency savings for quiet periods.								
				
					
Career development
				
				
									Agency nursing offers unique professional growth opportunities through exposure to diverse clinical environments, varied patient populations, and different workplace cultures and practices. Skill diversification accelerates as you adapt to different facilities, equipment, and protocols, building versatility that enhances your clinical capabilities and employability. Networking across facilities creates professional connections throughout your region, potentially opening doors to future opportunities, specialist positions, or permanent roles should you later decide to return to traditional employment.								
				
					
Lifestyle implications
				
				
									The flexibility versus stability trade-off sits at agency nursing’s heart. Flexibility allows controlling your schedule, choosing workplaces, and adjusting work intensity to life circumstances. However, you’ll sacrifice the stability of guaranteed income, established workplace relationships, and familiar environments. Holiday and sick leave becomes self-funded—you’re paid higher rates but must budget for time off, as no paid leave exists. Job security considerations differ from permanent positions; whilst good agency nurses find consistent work, you lack protection from workplace restructures and must maintain multiple facility relationships.								
				
					
At the end of the day, It's up to you
				
				
									Agency nursing offers compelling benefits: higher pay rates, scheduling flexibility, reduced administrative burden, diverse clinical experience, and work-life balance improvements. However, individual circumstances vary dramatically—what works brilliantly for one nurse may not suit another’s situation, career stage, or priorities. Consider your financial security needs, career goals, lifestyle preferences, and tolerance for uncertainty. Ask yourself: Do I value flexibility over stability? Can I manage irregular income? Do I enjoy variety or prefer familiar environments? Am I comfortable advocating for myself? Your honest answers guide the right decision for your circumstances.								
				
					
Want to know more? Next steps for aspiring agency nurses
				
				
									If agency nursing appeals to you after reading this guide, several practical steps can help you explore this career path further. Understanding requirements, identifying reputable agencies, and connecting with resources ensures you make informed decisions and transition smoothly into agency work.								
				
					
How to get started with agency nursing
				
				
									Registration requirements include current AHPRA registration as a Registered Nurse or Enrolled Nurse, relevant clinical experience (most agencies require minimum 12-24 months), updated immunisations and health checks, police check and working with children check, and professional indemnity insurance. Finding reputable agencies involves researching established healthcare staffing providers, reading reviews from other nurses, and comparing terms, rates, and support offered. Questions to ask potential agencies include: What pay rates do you offer? How are shifts allocated? What facilities do you work with? What support do you provide? How do you handle workplace issues? What are your cancellation policies?								
				
					
Resources & Support
				
				
									Nursing boards and professional bodies such as the Australian Health Practitioner Regulation Agency (AHPRA) and Australian Nursing and Midwifery Federation provide regulatory guidance and professional support. Online communities for agency nurses offer peer support, advice, and shared experiences through social media groups and professional forums. Financial planning resources, including accountants experienced with healthcare professionals and budgeting tools for irregular income, help you manage the financial aspects of agency work effectively.								
				
					
Connect with NurseLink Healthcare
				
				
									NurseLink Healthcare specialises in connecting skilled nurses with flexible opportunities across Melbourne and surrounding areas. We understand that every nurse’s circumstances differ, which is why we take time to understand your preferences, skills, and career goals. Our experienced coordinators work personally with you to find shifts matching your availability and aspirations. Ready to explore agency nursing? Visit our website to learn more about opportunities, download our application form, or contact our friendly team on [contact details]. We’re here to support your journey toward a more flexible, rewarding nursing career.								
				
					
Conclusion
				
				
									Agency nursing offers distinctive advantages for nurses seeking greater control over their careers. The flexibility to choose your shifts, higher remuneration, reduced administrative burden, and diverse clinical experiences create compelling reasons to consider this pathway. Combined with the opportunity to build meaningful relationships with your agency and access progressive career development, agency work represents a viable alternative to traditional employment.								
				
									Ultimately, working as an agency nurse provides unique advantages that align with modern nursing professionals’ evolving needs and priorities. Whether you’re seeking better work-life balance, financial improvement, or clinical diversity, agency nursing delivers opportunities worth serious consideration. Take time to assess your circumstances, research thoroughly, and connect with reputable agencies like NurseLink Healthcare to discover whether this rewarding career path suits your professional journey.